Chapter 7 Bankruptcy Law

Stop Creditor Harassment Through Bankruptcy

Are you facing serious financial troubles and tired of being harassed by financial institutions? File for bankruptcy today to get out of debt. 

You can file for bankruptcy on your own, but the laws are extremely complicated, and the process is difficult. 

If you're filing for bankruptcy, Wittenberg Law Firm is here to make the process convenient and hassle-free for you. Visit me today.

David Wittenberg will personally answer and address your phone call and legal matters. He's available 24 hours a day, and you can count on him to receive personalized service. All the aspects of your case will be handled by him in detail.

Chapter 7 and Chapter 13 Bankruptcy

There are two types of personal bankruptcy that you could file for - Chapter 7 and Chapter 13. 

To help you find out exactly what bankruptcy you should apply for, I have compiled a list of frequently asked questions about bankruptcy and how it can help you.

What is bankruptcy?
Bankruptcy is a Federal Law designed to help individuals get out of debt and help them make a fresh financial start. Chapter 7 bankruptcy can help you to get rid of unsecured debt such as medical bills, credit cards, home or auto deficiencies, and most finance companies.

You must list secured debts such as your home, vehicle, furnishings, and jewelry. You can keep these items or surrender them and eliminate the debt. Chapter 7 allows you to rebuild your credit quicker, costs less, and is easier to complete than Chapter 13.

It has been utilized by millions including many celebrities and most recently by corporate giants such as GM and Delta.

The downside to bankruptcy is that it is not good for your credit. If your credit is already poor or fair, bankruptcy is not gonna make it any worse and upon completion of your bankruptcy, your credit score may improve.

What can filing bankruptcy do for me?

Once you have a case number after filing Chapter 7 bankruptcy, your creditors will be prohibited from trying to contact you to collect the debt. 

They cannot initiate or continue any lawsuits against you or pursue any wage garnishments.

• Threatening letters
  
• Harassing phone calls
  
• Lawsuits
  
• Garnishments
  
• Repossessions
  
• Foreclosures